Wednesday, April 17, 2024

These Cruise Credit Cards Come With Major Perks

best cruise credit card

The information for the Holland America Line Rewards Visa® Card has been collected independently by Johnny Jet. The information for the Princess Cruises Rewards Visa® Card has been collected independently by Johnny Jet. The information for the Carnival® World Mastercard® has been collected independently by Johnny Jet.

Protect your spending

best cruise credit card

Each card’s terms can vary, and many state that gift card purchases don’t count toward welcome bonus minimum spending or bonus points. That said, we’ve used this card to purchase gift cards at U.S. supermarkets and still earned points, so your experience may vary. Just be aware your points might not post or could be clawed back.

Additional Personal Credit Cards for Booking Cruises

By using these credit cards for booking your trips and other travel expenses, you can earn rewards, get better deals, and use some exclusive perks depending on which card you get. As these cards are designed for travelers and cruise-goers, the rewards and benefits will also be tailored to these types of cardholders. New cardholders are also eligible to earn 75,000 miles after spending $4,000 on purchases within three months of account opening. That’s on top of earning 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.

Ink Business Preferred Card — Best for Earning Points – Sub-$100 Annual Fee Card

best cruise credit card

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Best Credit Cards for Cruises for 2024 The Ascent - The Motley Fool

Best Credit Cards for Cruises for 2024 The Ascent.

Posted: Fri, 12 Apr 2024 16:09:17 GMT [source]

How do cruise credit cards work

That’s basically any card that’s offered by a credit card issuer in partnership with a cruise line, such as the Royal Caribbean Visa Signature® Card or Carnival World Mastercard. It’s common for cruises to visit international destinations, even if you’re departing from the U.S. If you plan on exploring a foreign port, it helps to have a credit card that doesn’t charge foreign transaction fees on hand. The best travel credit cards typically require good or excellent credit scores to qualify.

The 3+ Best Business Credit Cards for Booking Cruises

When you book a cruise of at least five nights through Platinum Concierge, you’re eligible for $100 to $300 in shipboard credit and two Membership Rewards points per dollar spent on the cruise fare. The Amex Gold card offers excellent earning potential — 4x points — at U.S. supermarkets, which means you can use it to purchase cruise line gift cards. Plus, the card comes with an annual credit of up to $100 at Saks for pre-cruise shopping.

The Platinum Card® from American Express best for Young couples

When you're ready to cash in points, you're not limited just to Princess cruises. You can also redeem points for statement credits toward Holland America Line, Carnival Cruise Lines, Costa Cruises, Cunard Line, Seabourn, P&O Cruises, P&O Cruises Australia, Aida and Fathom. Other travel-related redemptions are available, too, not to mention gift cards.

Capital One Spark Miles for Business

With this card, you’ll earn 3x points on all types of travel, including cruises. Many travel credit cards can help you to cover the cost of your cruise with rewards, and some can also help with flights and hotels. Note that all of the cards that made our ranking can be used to book cruises with any cruise line, not just with a specific carrier. There are many excellent travel cards, making finding the right one for you a matter of some research. Here are a few things to consider in comparing credit card options before you set sail. And just as you have many cruise options to choose from, there are numerous credit cards you could choose to pay with.

Chase Sapphire Reserve Card — Best for Earning Points & Travel Insurance

If you're dreaming of a Mediterranean cruise, travel to Europe will add to the cost of the trip. You may want to earn flexible rewards that can be used for airfare and hotels as well as cruises. However, if you want the ability to book any cruise with no restrictions, then earning cashback may be the way to go. Additionally, points can be redeemed toward Holland America cruises. The 5,000-point welcome offer comes after your first purchase, with no spending requirements for that first purchase. Cardholders receive two points for every $1 spent on Holland America purchases.

With the right cruise credit card, you can earn rewards points, cut back on costs, and handle your finances with ease.Are you ready to sail the seven seas? You won’t regret having your finances in order before embarking on your next global adventure. There are so many great credit cards out there that it can sometimes be confusing to know which one is right for you.

You may also consider pairing the Amex Green with the American Express® Gold Card for restaurant and grocery rewards or Amex Platinum for luxury travel and frequent flyer perks. You can see more of the best Capital One Venture X perks here, including complimentary cell phone protection and other Visa Infinite benefits. As the most discerning, up-to-the-minute voice in all things travel, Condé Nast Traveler is the global citizen’s bible and muse, offering both inspiration and vital intel. We understand that time is the greatest luxury, which is why Condé Nast Traveler mines its network of experts and influencers so that you never waste a meal, a drink, or a hotel stay wherever you are in the world. Try this out on… Emerald Azzurra, the new, 100-passenger super yacht for Emerald Cruises destined for Red and Mediterranean Sea ports.

They are a convenient way to see many places on a single trip and can provide good value since most of your food and entertainment are included. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate follows a stricteditorial policy, so you can trust that our content is honest and accurate.

You may want to use your points and miles for a cruise, but the actual cruise fare is likely to be just a small portion of what you spend in a year. If your card earns bonus points on dining or groceries, you may be able to earn rewards more quickly and book your next sailing sooner. Of course, it’s always nice to have a premium travel credit card at your fingertips that can do more for you than just help fund your next cruise. In addition to all the great general travel perks, it also gives you cruising benefits through the Amex Travel Cruise Privileges Program. Perhaps surprisingly, the best credit cards for booking cruises are usually not cobranded cards. Delta also offers a Platinum version of the card (annual fee $249) that not only includes all of the perks of the Gold, but you also receive a free companion airfare ticket each year on your card anniversary.

The minimum spending requirements and 0% introductory APR can also be desirable for your personal situation. The Sapphire Reserve offers some of the most valuable credit card insurance benefits. One unique benefit is emergency evacuation and transportation benefits of up to $100,000.

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